This is my opinion as well. You may not be able to buy the very best, super rarest, uber awesome gear that can only be obtained through 40 hours of raiding and selling your first-born child, but you'll be able to buy everything else - which will still put you leaps and bounds above everyone who doesn't have the rarest, most elite gear. e.g. Oh you've been doing some questing and have some pretty decent gear as a result of your hours of work and play-time? That's cute. I've got the best possible non-raid gear and I haven't even played the game in a month. I, for one, plan on leveling a little, then just spending another $60 on CREDD and buying all the best possible armor for my class/tier at the moment. Then I'm gonna roll into an instanced PvP and destroy everyone that actually spends time playing the game but doesn't have the best gear because it never dropped for them......Fear my twink chumps!