Except its not a real possibility. For that to happen you would need several Bill Gates level players keeping a stranglehold on the cred market, which is incredibly unlikely on any real basis. They end up spending more time buying Credd than selling and will soon go broke. The market is self balancing. The only way for the price to seriously get jacked up is for there to be more players willing to "work hard" for their Credd than the number of players who are willing to pay 2 hours wage to catch up. Yes, there will be the monthly ups and downs of the market. End of the month prices will be higher due to more demand and people being lazy. End of the week prices will drop thanks to people buying in after getting paid, etc.